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How does a SIM only Pay monthly deal work?

There are two types of SIM only deals - Pay monthly and Pay as you go

  • The main difference between them is that a Pay monthly SIM only deal includes an allowance for calls, texts and data which you'll be billed for every 30 days. A Pay as you go SIM only deal requires you to top up with credit.
  • Neither deal includes a free phone.

Pay monthly SIM only deal

  • They are available as standard, micro and nano SIMs.
  • You'll need to pay by direct debit and pass a credit check (more about this below) before you can sign up to a Pay monthly SIM only deal.
  • You can opt for a 30 day rolling contract and end the deal at any time, as long as you give 30 days' notice.
  • SIM only deals are also available on 12 month contracts.
  • The SIM card can only be used in a phone that isn't 'locked' to a different network - more about locked phones.
Should I get a Pay monthly, Pay as you go or SIM only deal?

Advantages of a Pay monthly SIM only deal

  • It's a good plan to be on if your current contract has ended and you're not sure what to do next.
    • If you don't want to commit to a longer contract straight away or you want to wait for a certain handset to become available, SIM only is great.
  • Managing your money is hassle free
    • You can pay by direct debit and as long as you don't go over your monthly allowances, you'll always know exactly what you're paying.
  • Although there's a credit check, it has different criteria to a Pay monthly one
    • So this may be a good plan for you if you've previously failed credit checks or don't want to take one.

Sounds great - how do I sign up?

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Dixons Carphone PLC 2015